Palm Springs, FL · Federal Credit Union · Chartered in FL
Who can join
Occupational / select employee group
Members
19,617
Net Worth Ratio
11.83%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$267.8M
Total Shares
$238.3M
Total Loans
$117.6M
Net Income
$287K
Net Worth Ratio
11.83%
≥7% = Well Capitalized
Members
19,617
Return on Assets
0.11%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.44%
$521K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 94 | 70 | 14 | 74.5% | 14.9% |
| 2022 | 79 | 53 | 12 | 67.1% | 15.2% |
| 2021 | 90 | 40 | 25 | 44.4% | 27.8% |
No CFPB complaint data available for this credit union.
Main Office
2226 S Congress Ave, Palm Springs, FL, 33406-7606
M-F 9:00am to 5:00pm
Port St. Lucie
10570 S US Highway 1 Ste 100, Port Saint Lucie, FL, 34952-5606
M, Tue, T, F 9:00am to 5:00pmW 10:00am to 4:00pm
Belle Glade
145 N Main St Ste 103, Belle Glade, FL, 33430-2644
Mon - Friday 9 AM - 5 PM
Royal Palm Beach
10469 Southern Blvd, Royal Palm Beach, FL, 33411-4340
Monday - Friday 9:00 AM to 5:00 PM
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<a href="https://bankscorer.com/credit-union/gold-coast" target="_blank" rel="noopener">View GOLD COAST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 49.3%· healthy range 60–80%