Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$774M
Total Deposits
$679M
Net Loans
$469M
Net Income
$-131K
ROA
-0.07%
Below avg for Small banks. Peer avg: 0.44%
ROE
-0.59%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 1 | 100% | 0.00% |
| 2021 | 146 | 32.19% | 23.29% |
| 2020 | 174 | 41.95% | 33.33% |
| 2019 | 548 | 35.77% | 22.99% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2024 | Satisfactory | Intermediate Small Bank |
| Aug 2021 | Satisfactory | Intermediate Small Bank |
Exam dates and details are paywalled
Total Branches
7
Branch Deposits
$699M
1-Year Change
0
5-year net change: -13 branches
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