Banks & credit unions · Search North Carolina banks
67 rated banks · 57 credit unions
North Carolina has 67 banks with a current CRA rating and 57 active credit unions regulated by the NCUA. 9 earned Outstanding, 1 needs to improve.
Outstanding
9
13.4%
Satisfactory
57
85.1%
Needs to Improve
1
1.5%
Substantial Noncompliance
0
0.0%
NCUA 5300 Call Report · CRA-exempt
NEWDOMINION BANK
ClosedCHARLOTTE, NC · FDIC · May 2018
CORNERSTONE BANK
ClosedWILSON, NC · FDIC · Feb 2018
GREAT ST BK
WILKESBORO, NC · FRB · Nov 2017 ⚠
PARK STERLING BANK
ClosedCHARLOTTE, NC · FDIC · Nov 2017
ASHEVILLE SAVINGS BANK, S.S.B.
ClosedASHEVILLE, NC · FDIC · Sep 2017
LIFESTORE BANK
WEST JEFFERSON, NC · OCC · Jul 2017 ⚠
ENTEGRA BANK
ClosedFRANKLIN, NC · FDIC · Jun 2017
CAPITAL BANK CORPORATION
ClosedRALEIGH, NC · FDIC · Mar 2017
PARAGON COMMERCIAL BANK
ClosedRALEIGH, NC · FDIC · Jul 2016
FOUR OAKS B&TC
FOUR OAKS, NC · FRB · May 2016 ⚠
CAROLINA BANK
ClosedGREENSBORO, NC · FDIC · May 2016
FIRST SOUTH BANK
ClosedWASHINGTON, NC · FDIC · Jan 2016
YADKIN BANK
ClosedSTATESVILLE, NC · FDIC · Sep 2015
NEWBRIDGE BK
GREENSBORO, NC · FRB · Jul 2015 ⚠
ROANOKE VALLEY SAVINGS BANK, SSB
ClosedROANOKE RAPIDS, NC · FDIC · Jul 2015
HIGH POINT BANK AND TRUST COMPANY
ClosedHIGH POINT, NC · FDIC · Feb 2015
BANK OF NORTH CAROLINA
ClosedTHOMASVILLE, NC · FDIC · Nov 2014
NORTH STATE BANK
RALEIGH, NC · FDIC · Aug 2014 ⚠
SQUARE 1 BANK
ClosedDURHAM, NC · FDIC · Apr 2014
FIRST BANK
SOUTHERN PINES, NC · FDIC · Mar 2014 ⚠
TRUSTATLANTIC BANK
ClosedRALEIGH, NC · FDIC · Mar 2014
HOME SAVINGS BANK OF ALBEMARLE, SSB
ClosedALBEMARLE, NC · FDIC · Feb 2014
PREMIER COMMERCIAL BANK
ClosedGREENSBORO, NC · FDIC · Oct 2013
CABARRUS B&TC
CONCORD, NC · FRB · Jun 2013 ⚠
RANDOLPH BANK & TRUST COMPANY
ClosedASHEBORO, NC · FDIC · May 2013
MOUNTAIN 1ST BANK & TRUST COMPANY
ClosedHENDERSONVILLE, NC · FDIC · Apr 2013
CAROLINA PREMIER BANK
ClosedCHARLOTTE, NC · FDIC · Mar 2013
BANK OF THE CAROLINAS
ClosedMOCKSVILLE, NC · FDIC · Mar 2013
OLDTOWN BANK
ClosedWAYNESVILLE, NC · FDIC · Feb 2013
HOMETRUST BANK
ASHEVILLE, NC · OCC · Jan 2013 ⚠
COMMUNITYONE BANK, NA
ClosedASHEBORO, NC · OCC · Dec 2012
FIRST TRUST BANK
ClosedCHARLOTTE, NC · FDIC · Dec 2012
SOUTHERN COMMUNITY BANK AND TRUST
ClosedWINSTON SALEM, NC · FDIC · Sep 2012
VANTAGESOUTH BANK
ClosedBURLINGTON, NC · FDIC · May 2012
THE HERITAGE BANK
ClosedLUCAMA, NC · FDIC · Mar 2012
NEWBRIDGE BANK
ClosedGREENSBORO, NC · FDIC · Mar 2012
CAPSTONE BANK
ClosedRALEIGH, NC · FDIC · Feb 2012
PATRIOT STATE BANK
ClosedFUQUAY VARINA, NC · FDIC · Jan 2012
SELECT BANK & TRUST COMPANY
ClosedGREENVILLE, NC · FDIC · Dec 2011
UNION BANK & TRUST COMPANY
ClosedOXFORD, NC · FDIC · Nov 2011
SECURITY SAVINGS BANK, SSB
ClosedSOUTHPORT, NC · FDIC · Nov 2011
CRESCENT STATE BANK
ClosedCARY, NC · FDIC · Oct 2011
FIRST NATIONAL BANK OF SHELBY
SHELBY, NC · OCC · Sep 2011 ⚠
BANK OF COMMERCE
ClosedCHARLOTTE, NC · FDIC · Jul 2011
COMMUNITY BANK OF ROWAN
ClosedSALISBURY, NC · FDIC · Jul 2011
CAPITAL BANK
ClosedRALEIGH, NC · FDIC · Jun 2011
ANSON B&TC
WADESBORO, NC · FRB · May 2011 ⚠
BLUE RIDGE SAVINGS BANK, INC.
ClosedASHEVILLE, NC · FDIC · May 2011
MID CAROLINA BANK
ClosedBURLINGTON, NC · FDIC · Apr 2011
THE EAST CAROLINA BANK
ClosedENGELHARD, NC · FDIC · Nov 2010
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
NEWDOMINION BANKClosed | CHARLOTTE | FDIC | $329M | May 2018 | Satisfactory |
CORNERSTONE BANKClosed | WILSON | FDIC | $97M | Feb 2018 | Satisfactory |
| WILKESBORO | FRB | — | Nov 2017⚠ | Satisfactory |
Raleigh · Federal Credit Union
$6.2B
345,251 members
| Credit Union | City | Members | Total Assets | Net Worth | Field of Membership |
|---|---|---|---|---|---|
| Raleigh | 2,978,851 | $59.8B | 9.98% | State Credit Union | |
CIVIC LICU | Raleigh | 349,847 | $3.2B | 6.68% | Federal Credit Union |
COASTAL LICU | Raleigh | 345,251 | $6.2B | 9.62% | Federal Credit Union |
TRULIANT LICU | Winston Salem | 333,731 | $5.5B | 10.53% | Federal Credit Union |
ALLEGACY LICU | Winston Salem | 185,077 | $2.6B | 11.34% | Federal Credit Union |
| Durham | 145,117 | $2.4B | 25.90% | Federal Credit Union | |
| Durham | 125,782 | $1.1B | 23.78% | State Credit Union | |
SKYLA LICU | Charlotte | 112,990 | $1.7B | 9.50% | Federal Credit Union |
| Durham | 100,933 | $2.2B | 24.34% | State Credit Union | |
MARINE LICU | Jacksonville | 77,115 | $1.1B | 10.47% | Federal Credit Union |
MEMBERS LICU | Winston Salem | 47,453 | $481.8M | 14.35% | State Credit Union |
| Canton | 36,123 | $555.1M | 11.87% | State Credit Union | |
FORT BRAGG LICU | Fayetteville | 35,348 | $682.8M | 12.45% | Federal Credit Union |
| Candler | 34,980 | $424.5M | 12.26% | State Credit Union | |
| Charlotte | 31,566 | $514.4M | 14.67% | Federal Credit Union | |
MOUNTAIN LICU | Waynesville | 31,225 | $370.2M | 11.11% | State Credit Union |
SUMMIT LICU | Greensboro | 30,746 | $369.4M | 15.16% | State Credit Union |
| Winston Salem | 27,779 | $382.5M | 8.35% | State Credit Union | |
FIRST FLIGHT LICU | Cary | 20,560 | $278.1M | 11.08% | Federal Credit Union |
DUKE UNIVERSITY LICU | Durham | 15,561 | $204.8M | 10.51% | Federal Credit Union |
LION'S SHARE LICU | Salisbury | 12,578 | $65.9M | 3.10% | Federal Credit Union |
AMERICAN PARTNERS LICU | Reidsville | 11,303 | $106.6M | 10.48% | Federal Credit Union |
NOVA LICU | Charlotte | 11,107 | $120.6M | 17.58% | State Credit Union |
| Rtp | 9,312 | $143.9M | 7.98% | Federal Credit Union | |
BRAGG MUTUAL LICU | Fayetteville | 9,152 | $130.4M | 8.26% | Federal Credit Union |
CAROLINA COOPERATIVE LICU | Charlotte | 8,490 | $47.3M | 13.84% | Federal Credit Union |
CAROLINA LICU | Cherryville | 7,435 | $84.9M | 10.44% | Federal Credit Union |
ELECTEL COOPERATIVE LICU | Raleigh | 7,381 | $66.5M | 12.93% | Federal Credit Union |
TELCO LICU | Tarboro | 6,645 | $53.5M | 12.47% | State Credit Union |
WELCOME LICU | Morrisville | 6,330 | $93.8M | 12.73% | Federal Credit Union |
VISION FINANCIAL LICU | Durham | 6,064 | $60.3M | 16.25% | Federal Credit Union |
| Goldsboro | 5,869 | $102.7M | 11.06% | Federal Credit Union | |
REVITY LICU | Greensboro | 5,866 | $82.9M | 8.09% | Federal Credit Union |
HEALTHSHARE LICU | Greensboro | 5,727 | $50.2M | 13.50% | State Credit Union |
WEYCO COMMUNITY LICU | Plymouth | 5,691 | $114.6M | 9.92% | State Credit Union |
ACCLAIM LICU | Greensboro | 5,053 | $58.9M | 12.98% | Federal Credit Union |
SHUFORD LICU | Hickory | 4,374 | $36.3M | 13.42% | Federal Credit Union |
| Waynesville | 4,038 | $94.2M | 17.14% | State Credit Union | |
| Kinston | 3,833 | $14.3M | 12.72% | State Credit Union | |
| Winston Salem | 3,380 | $29.9M | 7.95% | State Credit Union | |
| Charlotte | 3,036 | $30.6M | 11.26% | State Credit Union | |
| Charlotte | 3,016 | $54.5M | 14.15% | State Credit Union | |
| Catawba | 2,841 | $31.5M | 17.95% | State Credit Union | |
MCDOWELL CORNERSTONE LICU | Marion | 2,687 | $37.2M | 17.91% | State Credit Union |
| Goldsboro | 2,163 | $33.7M | 8.63% | State Credit Union | |
HSM LICU | Hickory | 2,137 | $5.8M | 13.31% | Federal Credit Union |
OTEEN V. A. LICU | Asheville | 2,109 | $34.8M | 12.37% | Federal Credit Union |
TCP LICU | Rural Hall | 2,099 | $16.0M | 16.88% | State Credit Union |
LITHIUM LICU | Bessemer City | 1,619 | $15.8M | 14.07% | Federal Credit Union |
ALLVAC SAVINGS AND LICU | Monroe | 1,464 | $9.3M | 17.60% | State Credit Union |
PARK STERLING BANKClosed | CHARLOTTE | FDIC | $3.2B | Nov 2017 | Satisfactory |
| ASHEVILLE | FDIC | $796M | Sep 2017 | Satisfactory |
| WEST JEFFERSON | OCC | — | Jul 2017⚠ | Satisfactory |
ENTEGRA BANKClosed | FRANKLIN | FDIC | $1.7B | Jun 2017 | Satisfactory |
CAPITAL BANK CORPORATIONClosed | RALEIGH | FDIC | $10.1B | Mar 2017 | Satisfactory |
PARAGON COMMERCIAL BANKClosed | RALEIGH | FDIC | $1.8B | Jul 2016 | Satisfactory |
| FOUR OAKS | FRB | — | May 2016⚠ | Satisfactory |
CAROLINA BANKClosed | GREENSBORO | FDIC | $706M | May 2016 | Needs to Improve |
FIRST SOUTH BANKClosed | WASHINGTON | FDIC | $1.1B | Jan 2016 | Satisfactory |
YADKIN BANKClosed | STATESVILLE | FDIC | $7.2B | Sep 2015 | Satisfactory |
| GREENSBORO | FRB | — | Jul 2015⚠ | Satisfactory |
| ROANOKE RAPIDS | FDIC | $34M | Jul 2015 | Satisfactory |
| HIGH POINT | FDIC | $808M | Feb 2015 | Satisfactory |
BANK OF NORTH CAROLINAClosed | THOMASVILLE | FDIC | $7.6B | Nov 2014 | Satisfactory |
| RALEIGH | FDIC | $1.5B | Aug 2014⚠ | Satisfactory |
SQUARE 1 BANKClosed | DURHAM | FDIC | $4.0B | Apr 2014 | Outstanding |
| SOUTHERN PINES | FDIC | $12.9B | Mar 2014⚠ | Satisfactory |
TRUSTATLANTIC BANKClosed | RALEIGH | FDIC | $405M | Mar 2014 | Satisfactory |
| ALBEMARLE | FDIC | $278M | Feb 2014 | Satisfactory |
PREMIER COMMERCIAL BANKClosed | GREENSBORO | FDIC | $169M | Oct 2013 | Satisfactory |
| CONCORD | FRB | — | Jun 2013⚠ | Satisfactory |
| ASHEBORO | FDIC | $284M | May 2013 | Satisfactory |
| HENDERSONVILLE | FDIC | $643M | Apr 2013 | Satisfactory |
CAROLINA PREMIER BANKClosed | CHARLOTTE | FDIC | $276M | Mar 2013 | Satisfactory |
BANK OF THE CAROLINASClosed | MOCKSVILLE | FDIC | $345M | Mar 2013 | Satisfactory |
OLDTOWN BANKClosed | WAYNESVILLE | FDIC | $109M | Feb 2013 | Satisfactory |
| ASHEVILLE | OCC | — | Jan 2013⚠ | Outstanding |
COMMUNITYONE BANK, NAClosed | ASHEBORO | OCC | $2.3B | Dec 2012 | Satisfactory |
FIRST TRUST BANKClosed | CHARLOTTE | FDIC | $401M | Dec 2012 | Satisfactory |
| WINSTON SALEM | FDIC | $1.4B | Sep 2012 | Satisfactory |
VANTAGESOUTH BANKClosed | BURLINGTON | FDIC | $261M | May 2012 | Satisfactory |
THE HERITAGE BANKClosed | LUCAMA | FDIC | $266M | Mar 2012 | Satisfactory |
NEWBRIDGE BANKClosed | GREENSBORO | FDIC | $2.8B | Mar 2012 | Satisfactory |
CAPSTONE BANKClosed | RALEIGH | FDIC | $381M | Feb 2012 | Satisfactory |
PATRIOT STATE BANKClosed | FUQUAY VARINA | FDIC | $138M | Jan 2012 | Satisfactory |
| GREENVILLE | FDIC | $282M | Dec 2011 | Satisfactory |
| OXFORD | FDIC | $320M | Nov 2011 | Satisfactory |
| SOUTHPORT | FDIC | $213M | Nov 2011 | Satisfactory |
CRESCENT STATE BANKClosed | CARY | FDIC | $2.1B | Oct 2011 | Satisfactory |
| SHELBY | OCC | — | Sep 2011⚠ | Satisfactory |
BANK OF COMMERCEClosed | CHARLOTTE | FDIC | $123M | Jul 2011 | Satisfactory |
COMMUNITY BANK OF ROWANClosed | SALISBURY | FDIC | $145M | Jul 2011 | Satisfactory |
CAPITAL BANKClosed | RALEIGH | FDIC | $1.7B | Jun 2011 | Satisfactory |
| WADESBORO | FRB | — | May 2011⚠ | Satisfactory |
| ASHEVILLE | FDIC | $161M | May 2011 | Satisfactory |
MID CAROLINA BANKClosed | BURLINGTON | FDIC | $478M | Apr 2011 | Satisfactory |
THE EAST CAROLINA BANKClosed | ENGELHARD | FDIC | $866M | Nov 2010 | Satisfactory |