Durham, NC · State Credit Union · Chartered in NC
Who can join
State government employees (special charter)
Members
100,933
Net Worth Ratio
24.34%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$2.15B
Total Shares
$1.57B
Total Loans
$1.90B
Net Income
$4.2M
Net Worth Ratio
24.34%
≥7% = Well Capitalized
Members
100,933
Return on Assets
0.20%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.58%
$30.1M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 595 | 405 | 122 | 68.1% | 20.5% |
| 2023 | 145 | 114 | 24 | 78.6% | 16.6% |
| 2022 | 784 | 564 | 136 | 71.9% | 17.4% |
No CFPB complaint data available for this credit union.
Headquarters
301 W Main St, Durham, NC, 27701
Mon-Fri 9:00-5:00
Wilmington
307 S College Rd, Wilmington, NC, 28403
M-F 9-5
Hendersonville
100 Dana Rd, Hendersonville, NC, 28792
M-F 9-5
S. Asheville
1911 Hendersonville Rd, Asheville, NC, 28803
M-F 9-5
Brevard
40 Forest Gate Dr, Pisgah Forest, NC, 28768-7929
M-F 9-5
Laurinburg
701 S Main St, Laurinburg, NC, 28352
M-F 9-5
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/self-help-nc" target="_blank" rel="noopener">View SELF-HELP on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 120.8%· healthy range 60–80%
Wilson
2301 Madison Dr W, Wilson, NC, 27893
M-F 9-5
Greensboro
3400 Battleground Ave, Greensboro, NC, 27410
M-F 9:00-5:00
Kinston
1910 W Vernon Ave, Kinston, NC, 28504-3328
M-F 9:00-5:00
Asheville
391 S French Broad Ave, Asheville, NC, 28801-4315
M-F 9a-5p
27 more locations not shown.