This institution is no longer active
Operations ceased on October 19, 2018. CRA examination history below reflects the period it was active.
ROANOKE RAPIDS, NC · Supervised by FDIC
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$34M
Total Deposits
$24M
Net Loans
$13M
Net Income
$81K
ROA
0.31%
Below avg for Small banks. Peer avg: 0.44%
ROE
1.13%
Risk-Based Capital
65.26%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2015 | Satisfactory | Small Bank |
| Dec 2009 | Satisfactory | Small Bank |
| Jun 2004 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1993
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County
Established
Total Assets