Hickory, NC · Federal Credit Union · Chartered in NC
Who can join
Industry / trade group
Members
2,137
Net Worth Ratio
13.31%
min. 7% = Well Capitalized
Contact & Details
NCUACredit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$5.8M
Total Shares
$4.9M
Total Loans
$4.2M
Net Worth Ratio
13.31%
≥7% = Well Capitalized
Members
2,137
Delinquency Rate (60d+)
0.23%
$10K
Loan-to-share ratio: 85.7%· healthy range 60–80%
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
HICKORY SPRINGS FEDERAL CREDIT UNION
235 2ND AVE NW, HICKORY, NC, 28601
M-F, 9-5
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<a href="https://bankscorer.com/credit-union/hsm" target="_blank" rel="noopener">View HSM on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.