HSM
Hickory, NC · Federal Credit Union · Chartered in NC
Who can join
Industry / trade group
Members
2,137
Net Worth Ratio
13.31%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$5.8M
Peer Group 2
Members
2,137
as of latest quarter
Net Worth Ratio
13.31%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$5.8M
Total Shares
$4.9M
Total Loans
$4.2M
Net Worth Ratio
13.31%
≥7% = Well Capitalized
Members
2,137
Delinquency Rate (60d+)
0.23%
$10K
Loan-to-share ratio: 85.7%· healthy range 60–80%
Branch Locations
NCUAHICKORY SPRINGS FEDERAL CREDIT UNION
235 2ND AVE NW, HICKORY, NC, 28601
M-F, 9-5
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/hsm" target="_blank" rel="noopener">View HSM on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.