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This institution is no longer active

Operations ceased on January 26, 2018. CRA examination history below reflects the period it was active.

PARAGON COMMERCIAL BANK

RALEIGH, NC · Supervised by FDIC

Est. 1999FDIC #35,100RSSD: FDIC-35100
Part ofPARAGON COMMERCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: July 2016

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.92%

Institution Profile

FDIC BankFind

Address

3535 Glenwood Avenue, RALEIGH, NC

County

Wake County

Established

May 10, 1999

Total Assets

$1.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2016

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 9 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2017Call Report / FDIC

Total Assets

$1.8B

Total Deposits

$1.3B

Net Loans

$1.4B

Net Income

$15M

ROA

0.92%

ROE

9.47%

Risk-Based Capital

11.73%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 2001

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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