Waynesville, NC · State Credit Union · Chartered in NC
Who can join
State government employees (special charter)
Members
4,038
Net Worth Ratio
17.14%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$94.2M
Total Shares
$77.5M
Total Loans
$64.4M
Net Worth Ratio
17.14%
≥7% = Well Capitalized
Members
4,038
Delinquency Rate (60d+)
0.11%
$68K
Loan-to-share ratio: 83.1%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2022 | 69 | 63 | 6 | 91.3% | 8.7% |
No CFPB complaint data available for this credit union.
WNC Community CU
27 Kent Ln, Waynesville, NC, 28786-6099
7:30 am to 5:00 pm
Oteen VA FCU
1100 Tunnel Rd, Asheville, NC, 28805
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<a href="https://bankscorer.com/credit-union/wnc-community-cu" target="_blank" rel="noopener">View WNC COMMUNITY CU on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.