Winston Salem, NC · State Credit Union · Chartered in NC
Who can join
State government employees (special charter)
Members
27,779
Net Worth Ratio
8.35%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$382.5M
Total Shares
$344.4M
Total Loans
$251.8M
Net Worth Ratio
8.35%
≥7% = Well Capitalized
Members
27,779
Delinquency Rate (60d+)
0.31%
$788K
Loan-to-share ratio: 73.1%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 144 | 87 | 54 | 60.4% | 37.5% |
| 2022 | 99 | 69 | 22 | 69.7% | 22.2% |
| 2021 | 110 | 85 | 18 | 77.3% | 16.4% |
No CFPB complaint data available for this credit union.
Advantage Way
3530 Advantage Way, Winston Salem, NC, 27103
9:00am to 5:00pm Monday thru Thursday 9:00am to 6:00pm Friday
University
5610 University Pkwy, Winston Salem, NC, 27105-1312
9:00am to 5:00pm Monday - Thursday 9:00am to 6:00pm Friday
Greensboro
3717 Battleground Ave, Greensboro, NC, 27410
9:00am to 5:00pm Monday - Thursday 9:00am to 6:00pm Friday CLOSED Daily from 11-12
Eden
212 E Kings Hwy, Eden, NC, 27288
9:00am to 5:00pm Monday - Thursday 9:00am to 6:00pm Friday
Mooresville
139 S Cardigan Way, Mooresville, NC, 28117
9:00am to 5:00pm Monday - Thursday 9:00am to 6:00pm Friday
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<a href="https://bankscorer.com/credit-union/piedmont-advantage-credit-union" target="_blank" rel="noopener">View PIEDMONT ADVANTAGE CREDIT UNION on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Boyer Street
2830 Boyer St, Charlotte, NC, 28208
Monday thru Thursday 9:00 to 5:00 Friday 9:00 to 6:00