Raleigh, NC · Federal Credit Union · Chartered in NC
Who can join
Multiple select employee groups
Members
7,381
Net Worth Ratio
12.93%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$66.5M
Total Shares
$57.9M
Total Loans
$41.1M
Net Income
$-38,073
Net Worth Ratio
12.93%
≥7% = Well Capitalized
Members
7,381
Return on Assets
-0.06%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.17%
$68K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Raleigh
3400 Sumner Blvd, Raleigh, NC, 27616
Monday, Tuesday, Thursday, and Friday 8am-5pm, Wednesday 9:30-5:00
Hillsborough
2500 NC Highway 86 S, Hillsborough, NC, 27278
Monday, Tuesday, Thursday, and Friday 8am-5pm, Wednesday 9:30-5:00
Roxboro
1125 Oxford Rd, Roxboro, NC, 27573
Monday - Friday 8am-12pm 1pm-5pm
Caswell
300 Rascoe Dameron Rd, Burlington, NC, 27217
Monday - Friday 8am - 5pm
Wake Forest
414 Wait Ave, WAKE FOREST, NC, 27587
Monday, Tuesday, Thursday, and Friday 8am-5pm, Wednesday 9:30-5:00
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<a href="https://bankscorer.com/credit-union/electel-cooperative" target="_blank" rel="noopener">View ELECTEL COOPERATIVE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 71.0%· healthy range 60–80%