This institution is no longer active
Operations ceased on February 1, 2013. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$138M
Total Deposits
$119M
Net Loans
$113M
Net Income
$777K
ROA
0.57%
Above avg for Small banks. Peer avg: 0.44%
ROE
4.88%
Risk-Based Capital
15.46%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,165 | 61.89% | 25.67% |
| 2020 | 1,505 | 67.31% | 15.15% |
| 2019 | 1,123 | 65.36% | 18.97% |
| 2018 | 918 | 67.54% | 21.13% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2012 | Satisfactory | Small Bank |
| Feb 2009 | Satisfactory | Small Bank |
Exam dates and details are paywalled
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Established
Total Assets