Durham, NC · Federal Credit Union · Chartered in NC
Who can join
Multiple select employee groups
Members
6,064
Net Worth Ratio
16.25%
min. 7% = Well Capitalized
Contact & Details
NCUACredit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$60.3M
Total Shares
$50.1M
Total Loans
$20.9M
Net Worth Ratio
16.25%
≥7% = Well Capitalized
Members
6,064
Delinquency Rate (60d+)
0.02%
$5K
Loan-to-share ratio: 41.6%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 17 | 17 | 0 | 100.0% | 0.0% |
| 2022 | 45 | 39 | 4 | 86.7% | 8.9% |
| 2021 | 24 | 20 | 3 | 83.3% | 12.5% |
Last 12 Months
0
Since 2018
3
all complaints on record
Monetary Relief
0%
% of complaints with monetary relief
Untimely Response
100%
% exceeding 15-day window
Monthly Complaints (2021–present)
Data through Jan 2022.Last 12 months shown — upgrade for full history.
Main office
214 Pacific Ave, Durham, NC, 27704
Monday - Thursday 8:00am - 5:00pm Friday 8:00am - 5:30pm
Roxboro Office
4473 Durham Rd, Roxboro, NC, 27574-6372
Monday - Thursday 8:00am - 5:00pm Friday 8:00am - 5:30pm
Natal Street Office
3190 Natal St, Fayetteville, NC, 28306-2865
8:00 AM - 5:00 PM
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/vision-financial" target="_blank" rel="noopener">View VISION FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
'22
2021–2025 locked
Full 2021–present history available — see pricing from $14/mo.