Candler, NC · State Credit Union · Chartered in NC
Who can join
State government employees (special charter)
Members
34,980
Net Worth Ratio
12.26%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$424.5M
Total Shares
$368.7M
Total Loans
$223.0M
Net Income
$1.7M
Net Worth Ratio
12.26%
≥7% = Well Capitalized
Members
34,980
Return on Assets
0.40%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.74%
$1.7M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 168 | 136 | 9 | 81.0% | 5.4% |
| 2022 | 166 | 136 | 7 | 81.9% | 4.2% |
| 2021 | 215 | 177 | 13 | 82.3% | 6.0% |
No CFPB complaint data available for this credit union.
Adminstration Office
1137 Smokey Park Hwy, Candler, NC, 28715-8240
8:30am-5:00pm
Leicester Branch
710 New Leicester Hwy, Asheville, NC, 28806
8:30am-5:30pm Monday - Thursday8:30am-6:00pm Fridays
Morganton Office
127 W Parker Rd, Morganton, NC, 28655-4629
8:30am-5:30pm Monday - Thursday8:30am-6:00pm Fridays
Tunnel Rd Office
36 Tunnel Rd, Asheville, NC, 28805
8:30am-5:30pm Monday - Thursday8:30am-6:00pm Fridays
Hickory Office
355 US Highway 70 SW, Hickory, NC, 28602-5018
8:30am-5:30pm Monday - Thursday8:30am-6:00pm Fridays
Weaverville Office
34 Northcrest Dr, Weaverville, NC, 28787-4500
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<a href="https://bankscorer.com/credit-union/telco-community-credit-union" target="_blank" rel="noopener">View TELCO COMMUNITY CREDIT UNION on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 60.5%· healthy range 60–80%
8:30am-5:30pm Monday - Thursday8:30am-6:00pm Fridays
Candler Office
1141 Smokey Park Hwy, Candler, NC, 28715-8240
8:30am-5:30pm Monday-Thursday8:30am-6:00pm Fridays
Hendensonville Office
1452 7th Ave E, Hendersonville, NC, 28792-2860
8:30am-5:30pm Monday - Thursday8:30am-6:00pm Fridays
Brevard Branch
281 Asheville Hwy, Brevard, NC, 28712
Monday-Thursday 8:30am-530pmFridays 8:30am-6:00pm
Lenoir Branch
141 Wilkesboro Blvd NE, Lenoir, NC, 28645
8:30am-5:00pm Lobby Monday - Thursday8:30am-5:30pm Drive Thru Monday - Thursday8:30am - 6:00 Lobby Friday and Drive Thru
3 more locations not shown.