Cary, NC · Federal Credit Union · Chartered in NC
Who can join
Multiple / other
Members
20,560
Net Worth Ratio
11.08%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$278.1M
Total Shares
$244.7M
Total Loans
$167.1M
Net Income
$211K
Net Worth Ratio
11.08%
≥7% = Well Capitalized
Members
20,560
Return on Assets
0.08%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.61%
$1.0M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 131 | 79 | 28 | 60.3% | 21.4% |
| 2022 | 80 | 50 | 26 | 62.5% | 32.5% |
| 2021 | 218 | 131 | 69 | 60.1% | 31.6% |
No CFPB complaint data available for this credit union.
Cary Corporate Headquarters
1815 Kildaire Farm Rd, Cary, NC, 27518
Monday - Friday 8:30 am to 5:30 pm
New Bern
3127 M L King Jr Blvd, New Bern, NC, 28562-5213
Monday -Thursday 9:00 am to 5:00 pm, Friday 9:00 am to 6:00 pm.
Morehead City
4501 Arendell St, Morehead City, NC, 28557
Monday - Friday 9:00 am to 5:00 pm, Friday 9:00 am to 6:00 pm
Greenville
3530 S Memorial Dr, Greenville, NC, 27834
Monday - Thursday 9:00 am to 5:00 pm, Friday 9:00 am to 6:00 pm
Havelock
1232 E Main St, Havelock, NC, 28532
Monday - Thursday 9:00am-5:00pm, Friday 9:00am-6:00pm
Cary Branch
1815 Kildaire Farm Rd, Cary, NC, 27518
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<a href="https://bankscorer.com/credit-union/first-flight" target="_blank" rel="noopener">View FIRST FLIGHT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 68.3%· healthy range 60–80%
Monday - Thursday 9am-5pmFriday - 9am-6pm