This institution is no longer active
Operations ceased on January 1, 2014. CRA examination history below reflects the period it was active.
HENDERSONVILLE, NC · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$643M
Total Deposits
$630M
Net Loans
$332M
Net Income
$3M
ROA
0.47%
Above avg for Small banks. Peer avg: 0.44%
ROE
23.19%
Risk-Based Capital
7.68%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2013 | Satisfactory | Intermediate Small Bank |
| Sep 2010 | Satisfactory | Intermediate Small Bank |
| Aug 2006 | Satisfactory | Small Bank |
Exam dates and details are paywalled
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Address
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Established
Total Assets