This institution is no longer active
Operations ceased on June 30, 2011. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.7B
Total Deposits
$1.4B
Net Loans
$1.1B
Net Income
$-450K
ROA
-0.11%
Below avg for Community banks. Peer avg: 0.90%
ROE
-1.09%
Risk-Based Capital
11.97%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,152 | 69.88% | 4.43% |
| 2020 | 4,851 | 73.55% | 1.69% |
| 2019 | 2,541 | 71.86% | 3.74% |
| 2018 | 1,760 | 69.6% | 5.45% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2011 | Satisfactory | Large Bank |
| Jan 2008 | Satisfactory | Large Bank |
| Sep 2004 | Satisfactory | Large Bank |
1 previous rating locked — back to 1999
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Address
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Established
Total Assets