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CHARLOTTE FIRE DEPARTMENT

Charlotte, NC · State Credit Union · Chartered in NC

Well Capitalized

Who can join

State government employees (special charter)

Charter #63566Est. 1955RSSD: 955892

Members

3,016

Net Worth Ratio

14.15%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$54.5M

Peer Group 4

Members

3,016

as of latest quarter

Net Worth Ratio

14.15%

Well Capitalized

Institution Profile

NCUA

Address

2121 Commonwealth Ave, Charlotte, NC 28205-5126

Chartered

1955

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$54.5M

Total Shares

$46.4M

Total Loans

$19.3M

Net Worth Ratio

14.15%

≥7% = Well Capitalized

Members

3,016

Delinquency Rate (60d+)

0.98%

$190K

Loan-to-share ratio: 41.7%· healthy range 60–80%

Branch Locations

NCUA

CorporateOffice

2121 Commonwealth Ave, Charlotte, NC, 28205-5100

Monday thru Friday 8:00AM - 5:00PM

MainATMDrive-thru

CMC

8520 S Sandy Pkwy, Sandy, UT, 84070-6422

24 Hrs - 7 days a week

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.