Charlotte, NC · Federal Credit Union · Chartered in NC
Who can join
Multiple select employee groups
Members
31,566
Net Worth Ratio
14.67%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$514.4M
Total Shares
$430.4M
Total Loans
$290.7M
Net Worth Ratio
14.67%
≥7% = Well Capitalized
Members
31,566
Delinquency Rate (60d+)
0.65%
$1.9M
Loan-to-share ratio: 67.5%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 20 | 9 | 5 | 45.0% | 25.0% |
| 2022 | 153 | 123 | 10 | 80.4% | 6.5% |
| 2021 | 209 | 188 | 12 | 90.0% | 5.7% |
No CFPB complaint data available for this credit union.
Harris Corners
9115 Harris Corners Pkwy, Charlotte, NC, 28269-3709
Mon - Fri 8:30 AM - 5:00 PM
Charlotte - Central Ave.
5023 Central Ave, Charlotte, NC, 28205
9:00 am - 5:30 pm Monday, Thursday, & Friday. 9:00am - 5:00 pm Tuesday, Wednesday
Greenville
1020 Woodruff Rd, Greenville, SC, 29607
8:30 am - 5:00 pm Monday through Friday *Closed 1:30 - 2:30 for lunch
Columbia (Outlet Pointe)
110 Outlet Pointe Blvd, Columbia, SC, 29210
9:00 am - 5:30 pm Monday, Thursday, & Friday. 9:00 am - 5:00 pm Tuesday, Wednesday
Gastonia
324 Burtonwood Dr, Gastonia, NC, 28054
9:00 am - 5:30 pm Monday, Thursday, & Friday. 9:00 am - 5:00 pm Tuesday, Wednesday
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<a href="https://bankscorer.com/credit-union/carolinas-telco" target="_blank" rel="noopener">View CAROLINAS TELCO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Cornelius (Lake Norman)
20221 W Catawba Ave, Cornelius, NC, 28031
9:00 am - 5:30 Monday, Thursday, & Friday. 9:00 am - 5:00 pm Tuesday, Wednesday
Corelation
2305 Historic Decatur Rd Ste 300, San Diego, CA, 92106-6073
Charlotte - South Blvd.
9813 South Blvd Ste 101, Charlotte, NC, 28273
Monday, Thursday, Friday: 9:00 am - 5:30 pm Tuesday & Wednesday: 9:00 am - 5:00 pm
Raleigh
5712 Creedmoor Rd, Raleigh, NC, 27612
9:00am - 5:30 pm Monday, Thursday, & Friday. 9:00am - 5:00 pm Tuesday, Wednesday
Charlotte - Tuckaseegee Rd.
3921 Tuckaseegee Rd, Charlotte, NC, 28208
9:00 am - 5:30 pm Monday, Thursday, & Friday. 9:00 am - 5:00 pm Tuesday, Wednesday,