Banks & credit unions · Search North Carolina banks
67 rated banks · 57 credit unions
North Carolina has 67 banks with a current CRA rating and 57 active credit unions regulated by the NCUA. 9 earned Outstanding, 1 needs to improve.
Outstanding
9
13.4%
Satisfactory
57
85.1%
Needs to Improve
1
1.5%
Substantial Noncompliance
0
0.0%
NCUA 5300 Call Report · CRA-exempt
THE FIDELITY BANK
FUQUAY VARINA, NC · FDIC · Mar 2026
HERTFORD SAVINGS BANK, SSB
HERTFORD, NC · FDIC · Mar 2026
TRIAD BUSINESS BANK
GREENSBORO, NC · FDIC · Jan 2026
RIVERSIDE SAVINGS BANK, SSB
ROANOKE RAPIDS, NC · FDIC · Nov 2025
LIFESTORE BK
WEST JEFFERSON, NC · FRB · Oct 2025
PROVIDENCE BANK
ROCKY MOUNT, NC · FDIC · Oct 2025
TARBORO SAVINGS BANK, SSB
TARBORO, NC · FDIC · Oct 2025
LIVE OAK BANKING COMPANY
WILMINGTON, NC · FDIC · Sep 2025
BLUEHARBOR BANK
MOORESVILLE, NC · FDIC · Aug 2025
NORTH ST BK
RALEIGH, NC · FRB · Jun 2025
FIRST CAROLINA BANK
ROCKY MOUNT, NC · FDIC · Jun 2025
FIRST SAVINGS AND LOAN ASSOCIATION
MEBANE, NC · OCC · May 2025
MORGANTON SAVINGS BANK, S.S.B.
MORGANTON, NC · FDIC · May 2025
JACKSON SAVINGS BANK, SSB
SYLVA, NC · FDIC · May 2025
MECHANICS & FARMERS BANK
DURHAM, NC · FDIC · Jan 2025
TRUIST BANK
CHARLOTTE, NC · FDIC · Jan 2025
TAYLORSVILLE SAVINGS BANK, SSB
TAYLORSVILLE, NC · FDIC · Dec 2024
SOUTHERN BANK AND TRUST COMPANY
MOUNT OLIVE, NC · FDIC · Oct 2024
NANTAHALA BANK & TRUST COMPANY
FRANKLIN, NC · FDIC · Oct 2024
HOMETRUST BK
ASHEVILLE, NC · FRB · Jul 2024
LUMBEE GUARANTY BANK
PEMBROKE, NC · FDIC · Jul 2024
UWHARRIE BK
ALBEMARLE, NC · FRB · May 2024
FIRST FEDERAL BANK
DUNN, NC · OCC · Mar 2024
KS BANK, INC.
SMITHFIELD, NC · FDIC · Feb 2024
PEOPLES BANK
NEWTON, NC · FDIC · Dec 2023
FIRST BK
SOUTHERN PINES, NC · FRB · Nov 2023
FARMERS & MERCHANTS BANK
GRANITE QUARRY, NC · FDIC · Oct 2023
FIRST-CITIZENS BANK & TRUST COMPANY
RALEIGH, NC · FDIC · Aug 2023
BANK OF OAK RIDGE
OAK RIDGE, NC · FRB · Jun 2023
FIRST FSB OF LINCOLNTON
LINCOLNTON, NC · OCC · May 2023
WAKE FOREST FS & LA
WAKE FOREST, NC · OCC · May 2023
PIEDMONT FEDERAL SAVINGS BANK
WINSTON SALEM, NC · OCC · May 2023
NEW REPUBLIC BANK
CHARLOTTE, NC · FDIC · May 2023
COASTAL BK & TR
JACKSONVILLE, NC · FRB · Nov 2022
ROXBORO SAVINGS BANK, SSB
ROXBORO, NC · FDIC · Nov 2022
CEDAR HILL NATIONAL BANK
CHARLOTTE, NC · OCC · Aug 2022
BANK OF AMERICA, NATIONAL ASSOCIATION
CHARLOTTE, NC · OCC · Jan 2022
AMERICAN BANK OF THE CAROLINAS
MONROE, NC · FDIC · Oct 2021
BELMONT SAVINGS BANK, SSB
BELMONT, NC · FDIC · Aug 2021 ⚠
BLACK MOUNTAIN SAVINGS BANK, SSB
BLACK MOUNTAIN, NC · FDIC · May 2020 ⚠
BANK OF OAK RIDGE
OAK RIDGE, NC · FDIC · Apr 2020 ⚠
NEW REPUBLIC SAVINGS BANK
ROANOKE RAPIDS, NC · OCC · Jun 2019 ⚠
BELMONT FEDERAL SAVINGS & LOAN ASSOCIATION
BELMONT, NC · OCC · Feb 2019 ⚠
GREAT ST BK
WILKESBORO, NC · FRB · Nov 2017 ⚠
LIFESTORE BANK
WEST JEFFERSON, NC · OCC · Jul 2017 ⚠
FOUR OAKS B&TC
FOUR OAKS, NC · FRB · May 2016 ⚠
NEWBRIDGE BK
GREENSBORO, NC · FRB · Jul 2015 ⚠
NORTH STATE BANK
RALEIGH, NC · FDIC · Aug 2014 ⚠
FIRST BANK
SOUTHERN PINES, NC · FDIC · Mar 2014 ⚠
CABARRUS B&TC
CONCORD, NC · FRB · Jun 2013 ⚠
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| FUQUAY VARINA | FDIC | $4.5B | Mar 2026 | Satisfactory | |
| HERTFORD | FDIC | $20M | Mar 2026 | Satisfactory | |
| GREENSBORO | FDIC | $537M | Jan 2026 | Satisfactory | |
ALLVAC SAVINGS AND
Monroe · State Credit Union
$9.3M
1,464 members
| Credit Union | City | Members | Total Assets | Net Worth | Field of Membership |
|---|---|---|---|---|---|
ACCLAIM LICU | Greensboro | 5,053 | $58.9M | 12.98% | Federal Credit Union |
ALLEGACY LICU | Winston Salem | 185,077 | $2.6B | 11.34% | Federal Credit Union |
ALLVAC SAVINGS AND LICU | Monroe | 1,464 | $9.3M | 17.60% | State Credit Union |
AMERICAN PARTNERS LICU | Reidsville | 11,303 | $106.6M | 10.48% | Federal Credit Union |
| Asheville | 761 | $8.0M | 14.06% | State Credit Union | |
| Charlotte | 3,036 | $30.6M | 11.26% | State Credit Union | |
BRAGG MUTUAL LICU | Fayetteville | 9,152 | $130.4M | 8.26% | Federal Credit Union |
CAROLINA LICU | Cherryville | 7,435 | $84.9M | 10.44% | Federal Credit Union |
CAROLINA COOPERATIVE LICU | Charlotte | 8,490 | $47.3M | 13.84% | Federal Credit Union |
| Charlotte | 31,566 | $514.4M | 14.67% | Federal Credit Union | |
| Canton | 36,123 | $555.1M | 11.87% | State Credit Union | |
| Charlotte | 3,016 | $54.5M | 14.15% | State Credit Union | |
CIVIC LICU | Raleigh | 349,847 | $3.2B | 6.68% | Federal Credit Union |
COASTAL LICU | Raleigh | 345,251 | $6.2B | 9.62% | Federal Credit Union |
| Catawba | 2,841 | $31.5M | 17.95% | State Credit Union | |
DUKE UNIVERSITY LICU | Durham | 15,561 | $204.8M | 10.51% | Federal Credit Union |
ELECTEL COOPERATIVE LICU | Raleigh | 7,381 | $66.5M | 12.93% | Federal Credit Union |
| Winston Salem | 3,380 | $29.9M | 7.95% | State Credit Union | |
| Goldsboro | 2,163 | $33.7M | 8.63% | State Credit Union | |
FIRST FLIGHT LICU | Cary | 20,560 | $278.1M | 11.08% | Federal Credit Union |
FORT BRAGG LICU | Fayetteville | 35,348 | $682.8M | 12.45% | Federal Credit Union |
| Kinston | 3,833 | $14.3M | 12.72% | State Credit Union | |
| Greensboro | 1,420 | $16.0M | 33.62% | State Credit Union | |
| Greenville | 1,383 | $10.0M | 18.24% | State Credit Union | |
HEALTHSHARE LICU | Greensboro | 5,727 | $50.2M | 13.50% | State Credit Union |
HSM LICU | Hickory | 2,137 | $5.8M | 13.31% | Federal Credit Union |
| Greensboro | 723 | $12.3M | 29.19% | Federal Credit Union | |
| Durham | 125,782 | $1.1B | 23.78% | State Credit Union | |
LION'S SHARE LICU | Salisbury | 12,578 | $65.9M | 3.10% | Federal Credit Union |
LITHIUM LICU | Bessemer City | 1,619 | $15.8M | 14.07% | Federal Credit Union |
MARINE LICU | Jacksonville | 77,115 | $1.1B | 10.47% | Federal Credit Union |
MCDOWELL CORNERSTONE LICU | Marion | 2,687 | $37.2M | 17.91% | State Credit Union |
MEMBERS LICU | Winston Salem | 47,453 | $481.8M | 14.35% | State Credit Union |
| Durham | 280 | $147K | 36.18% | State Credit Union | |
MOUNTAIN LICU | Waynesville | 31,225 | $370.2M | 11.11% | State Credit Union |
| Goldsboro | 5,869 | $102.7M | 11.06% | Federal Credit Union | |
| Raleigh | 1,291 | $11.6M | 18.86% | Federal Credit Union | |
NOVA LICU | Charlotte | 11,107 | $120.6M | 17.58% | State Credit Union |
OTEEN V. A. LICU | Asheville | 2,109 | $34.8M | 12.37% | Federal Credit Union |
| Winston Salem | 27,779 | $382.5M | 8.35% | State Credit Union | |
| Rtp | 9,312 | $143.9M | 7.98% | Federal Credit Union | |
REVITY LICU | Greensboro | 5,866 | $82.9M | 8.09% | Federal Credit Union |
| Durham | 145,117 | $2.4B | 25.90% | Federal Credit Union | |
| Durham | 100,933 | $2.2B | 24.34% | State Credit Union | |
SHUFORD LICU | Hickory | 4,374 | $36.3M | 13.42% | Federal Credit Union |
SKYLA LICU | Charlotte | 112,990 | $1.7B | 9.50% | Federal Credit Union |
| Raleigh | 2,978,851 | $59.8B | 9.98% | State Credit Union | |
SUMMIT LICU | Greensboro | 30,746 | $369.4M | 15.16% | State Credit Union |
TCP LICU | Rural Hall | 2,099 | $16.0M | 16.88% | State Credit Union |
TELCO LICU | Tarboro | 6,645 | $53.5M | 12.47% | State Credit Union |
| ROANOKE RAPIDS |
| FDIC |
| $94M |
| Nov 2025 |
| Satisfactory |
| WEST JEFFERSON | FRB | — | Oct 2025 | Satisfactory |
| ROCKY MOUNT | FDIC | $1.5B | Oct 2025 | Satisfactory |
| TARBORO | FDIC | $55M | Oct 2025 | Satisfactory |
| WILMINGTON | FDIC | $15.2B | Sep 2025 | Satisfactory |
| MOORESVILLE | FDIC | $623M | Aug 2025 | Satisfactory |
| RALEIGH | FRB | — | Jun 2025 | Satisfactory |
| ROCKY MOUNT | FDIC | $3.4B | Jun 2025 | Satisfactory |
| MEBANE | OCC | $56M | May 2025 | Outstanding |
| MORGANTON | FDIC | $109M | May 2025 | Satisfactory |
| SYLVA | FDIC | $31M | May 2025 | Satisfactory |
| DURHAM | FDIC | $489M | Jan 2025 | Satisfactory |
| CHARLOTTE | FDIC | $541.2B | Jan 2025 | Outstanding |
| TAYLORSVILLE | FDIC | $222M | Dec 2024 | Satisfactory |
| MOUNT OLIVE | FDIC | $5.3B | Oct 2024 | Satisfactory |
| FRANKLIN | FDIC | $286M | Oct 2024 | Satisfactory |
| ASHEVILLE | FRB | — | Jul 2024 | Satisfactory |
| PEMBROKE | FDIC | $560M | Jul 2024 | Satisfactory |
| ALBEMARLE | FRB | — | May 2024 | Satisfactory |
| DUNN | OCC | — | Mar 2024 | Satisfactory |
| SMITHFIELD | FDIC | $873M | Feb 2024 | Satisfactory |
| NEWTON | FDIC | $1.7B | Dec 2023 | Satisfactory |
| SOUTHERN PINES | FRB | — | Nov 2023 | Satisfactory |
| GRANITE QUARRY | FDIC | $986M | Oct 2023 | Satisfactory |
| RALEIGH | FDIC | $235.5B | Aug 2023 | Satisfactory |
| OAK RIDGE | FRB | — | Jun 2023 | Satisfactory |
| LINCOLNTON | OCC | — | May 2023 | Satisfactory |
| WAKE FOREST | OCC | — | May 2023 | Satisfactory |
| WINSTON SALEM | OCC | — | May 2023 | Satisfactory |
| CHARLOTTE | FDIC | $239M | May 2023 | Satisfactory |
| JACKSONVILLE | FRB | — | Nov 2022 | Satisfactory |
| ROXBORO | FDIC | $358M | Nov 2022 | Satisfactory |
| CHARLOTTE | OCC | $16M | Aug 2022 | Satisfactory |
| CHARLOTTE | OCC | $2.67T | Jan 2022 | Outstanding |
| MONROE | FDIC | $243M | Oct 2021 | Satisfactory |
| BELMONT | FDIC | $156M | Aug 2021⚠ | Satisfactory |
| BLACK MOUNTAIN | FDIC | $43M | May 2020⚠ | Satisfactory |
| OAK RIDGE | FDIC | $655M | Apr 2020⚠ | Satisfactory |
| ROANOKE RAPIDS | OCC | — | Jun 2019⚠ | Satisfactory |
| BELMONT | OCC | — | Feb 2019⚠ | Satisfactory |
| WILKESBORO | FRB | — | Nov 2017⚠ | Satisfactory |
| WEST JEFFERSON | OCC | — | Jul 2017⚠ | Satisfactory |
| FOUR OAKS | FRB | — | May 2016⚠ | Satisfactory |
| GREENSBORO | FRB | — | Jul 2015⚠ | Satisfactory |
| RALEIGH | FDIC | $1.5B | Aug 2014⚠ | Satisfactory |
| SOUTHERN PINES | FDIC | $12.9B | Mar 2014⚠ | Satisfactory |
| CONCORD | FRB | — | Jun 2013⚠ | Satisfactory |