Marion, NC · State Credit Union · Chartered in NC
Who can join
State government employees (special charter)
Members
2,687
Net Worth Ratio
17.91%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$37.2M
Total Shares
$30.1M
Total Loans
$22.2M
Net Income
$120K
Net Worth Ratio
17.91%
≥7% = Well Capitalized
Members
2,687
Return on Assets
0.32%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.74%
$165K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
MAIN
2031 RUTHERFORD RD, MARION, NC, 28752
MON - WED & FRI 8:30-5:00 THURS 8:30-6:00
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<a href="https://bankscorer.com/credit-union/mcdowell-cornerstone" target="_blank" rel="noopener">View MCDOWELL CORNERSTONE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 73.8%· healthy range 60–80%