This institution is no longer active
Operations ceased on November 1, 2016. CRA examination history below reflects the period it was active.
HIGH POINT, NC · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$808M
Total Deposits
$664M
Net Loans
$469M
Net Income
$5M
ROA
0.74%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.99%
Risk-Based Capital
16.98%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2015 | Satisfactory | Intermediate Small Bank |
| Apr 2012 | Satisfactory | Intermediate Small Bank |
| Jan 2009 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1991
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Total Assets