Charlotte, NC · Federal Credit Union · Chartered in NC
Who can join
Select employee groups
Members
8,490
Net Worth Ratio
13.84%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$47.3M
Total Shares
$40.4M
Total Loans
$32.3M
Net Income
$49K
Net Worth Ratio
13.84%
≥7% = Well Capitalized
Members
8,490
Return on Assets
0.10%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.64%
$208K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Main Office
6502 McMahan Dr, Charlotte, NC, 28226
9am - 5pm
Monroe
2515 W Roosevelt Blvd Ste A, Monroe, NC, 28110
9am - 5pm
Bessemer
1207 Bessemer City Rd, Gastonia, NC, 28052
9am - 5pm
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<a href="https://bankscorer.com/credit-union/carolina-cooperative" target="_blank" rel="noopener">View CAROLINA COOPERATIVE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 79.8%· healthy range 60–80%