Charlotte, NC · Federal Credit Union · Chartered in NC
Who can join
Multiple / other
Members
112,990
Net Worth Ratio
9.50%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.66B
Total Shares
$1.40B
Total Loans
$1.29B
Net Income
$2.1M
Net Worth Ratio
9.50%
≥7% = Well Capitalized
Members
112,990
Return on Assets
0.12%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.66%
$8.5M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,345 | 909 | 407 | 67.6% | 30.3% |
| 2022 | 1,793 | 1,246 | 348 | 69.5% | 19.4% |
No CFPB complaint data available for this credit union.
LOSO
3700 South Blvd, Charlotte, NC, 28209
Monday - Thursday 9 - 5 Friday 9 - 6
Matthews
435 N Trade St, Matthews, NC, 28105
9:00 to 5:00 M-T, 9-6 Friday
Huntersville
16614 Old Statesville Rd, Huntersville, NC, 28078
9-5:30
Sunset
4525 Sunset Rd, Charlotte, NC, 28216-2355
Monday - Thursday 9 - 5 Friday 9 - 6
Ashley
2732 Ashley Rd, Charlotte, NC, 28208
Monday - Thursday 9 - 5 Friday 9 - 6
University
1835 W W T Harris Blvd, Charlotte, NC, 28262
9:00 to 5:30 Monday through Friday
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/skyla" target="_blank" rel="noopener">View SKYLA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 92.2%· healthy range 60–80%
Ballantyne
11228 Ardrey Kell Rd, Charlotte, NC, 28277
9:00 - 5:00 Monday through Thursday 9 - 6 Friday
Goodwill
5301 Wilkinson Blvd, Charlotte, NC, 28208
9-5 Monday through Friday
Riverwalk Branch
269 Harwich St, Rock Hill, SC, 29730
Monday - Thursday 9 -5 Friday 9 - 6
Asheville
148 Charlotte St, Asheville, NC, 28801-1923
9-5 Mon-Thursday 9-6 Friday
10 more locations not shown.