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This institution is no longer active

Operations ceased on March 11, 2017. CRA examination history below reflects the period it was active.

YADKIN BANK

STATESVILLE, NC · Supervised by FDIC

Est. 1968FDIC #19,861RSSD: FDIC-19861
Part ofYADKIN FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: September 2015

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.88%

Institution Profile

FDIC BankFind

Address

325 East Front St., STATESVILLE, NC

County

Iredell County

Established

October 16, 1968

Total Assets

$7.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2015

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2016Call Report / FDIC

Total Assets

$7.2B

Total Deposits

$5.2B

Net Loans

$5.2B

Net Income

$60M

ROA

0.88%

ROE

6.01%

Risk-Based Capital

12.41%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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