🏦Bank Scorer

FIRST BANK

SOUTHERN PINES, NC · Supervised by FDIC

Est. 1934FDIC #15,019RSSD: FDIC-15019
Part ofFIRST BCORP→ View all charters
Satisfactory Same

Current rating · Exam: March 2014

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.51%

Institution Profile

FDIC BankFind

Address

205 Se Broad St, SOUTHERN PINES, NC

County

Moore County

Established

January 1, 1934

Total Assets

$12.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2014

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$12.9B

Total Deposits

$11.0B

Net Loans

$8.7B

Net Income

$48M

ROA

1.51%

ROE

11.21%

Risk-Based Capital

15.99%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

114

Branch Deposits

$10.9B

1-Year Change

0

5-year net change: +13 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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