Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$12.9B
Total Deposits
$11.0B
Net Loans
$8.7B
Net Income
$48M
ROA
1.51%
Above avg for Regional banks. Peer avg: 0.88%
ROE
11.21%
Risk-Based Capital
15.99%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 10,690 | 70.57% | 16.50% |
| 2022 | 13,634 | 73.6% | 13.76% |
| 2021 | 14,748 | 75.98% | 11.83% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2014 | Satisfactory | Large Bank |
| Dec 2010 | Satisfactory | Large Bank |
| Jul 2007 | Satisfactory | Large Bank |
6 previous ratings locked — back to 1990
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
114
Branch Deposits
$10.9B
1-Year Change
0
5-year net change: +13 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/first-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: