🏦Bank Scorer

This institution is no longer active

Operations ceased on July 4, 2014. CRA examination history below reflects the period it was active.

CRESCENT STATE BANK

CARY, NC · Supervised by FDIC

Est. 1998FDIC #35,006RSSD: FDIC-35006
Part ofPIEDMONT CMTY BK HOLDINGS INC→ View all charters
Satisfactory Same

Current rating · Exam: October 2011

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.65%

Institution Profile

FDIC BankFind

Address

1005 High House Road, CARY, NC

County

Wake County

Established

December 31, 1998

Total Assets

$2.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2011

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 14 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2014Call Report / FDIC

Total Assets

$2.1B

Total Deposits

$1.7B

Net Loans

$1.4B

Net Income

$7M

ROA

0.65%

ROE

5.01%

Risk-Based Capital

13.12%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 2001

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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