Raleigh, NC · Federal Credit Union · Chartered in NC
Who can join
Multiple / other
Members
345,251
Net Worth Ratio
9.62%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$6.21B
Total Shares
$5.35B
Total Loans
$4.22B
Net Worth Ratio
9.62%
≥7% = Well Capitalized
Members
345,251
Delinquency Rate (60d+)
0.38%
$15.9M
Loan-to-share ratio: 79.0%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 6,200 | 3,639 | 1,540 | 58.7% | 24.8% |
| 2022 | 8,794 | 5,735 | 2,235 | 65.2% | 25.4% |
| 2021 | 9,143 | 6,040 | 1,482 | 66.1% | 16.2% |
No CFPB complaint data available for this credit union.
Administrative Headquarters
1000 Saint Albans Dr, Raleigh, NC, 27609
Lobby Hours: M-F 8:30am - 5:30pm Teller Hours: 7:00am-7:00pm 7 days a week
Hope Valley #128
7103 NC Highway 751, Durham, NC, 27707
Lobby Hours: Mon-Fri 8:30am-5:30pm
Crescent Commons #133
2024 Kildaire Farm Rd, Cary, NC, 27518-6614
Lobby Hours: M-F 8:30am - 5:30pm Teller Hours: 7:00am - 7:00pm 7 days a week
St. Albans Branch #130
1000 Saint Albans Dr, Raleigh, NC, 27609
Lobby Hours: M-F 8:30am - 5:30pmTeller hours: 7:00am-7:00pm 7 days a week
Wakefield Commons #106
10850 Wakefield Commons Dr, Raleigh, NC, 27614-6819
Lobby Hours: M-F 8:30am - 5:30pm Teller Hours: 7:00am - 7:00pm 7 days a week
Cornerstone #122
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<a href="https://bankscorer.com/credit-union/coastal" target="_blank" rel="noopener">View COASTAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Cornerstone #122, Cary, NC, 27519
Lobby Hours: M-F 8:30am - 5:30pm Teller Hours: 7:00am - 7:00pm 7 days a week
South Square #119
South Square, Durham, NC, 27707
Lobby Hours: M-F 8:30am - 5:30pm Teller Hours: 7:00am - 7:00pm 7 days a week
Olive Chapel Village #131
Olive Chapel Village #131, Apex, NC, 27502
Lobby Hours: M-F 8:30am - 5:30pm Teller Hours: 7:00am - 7:00pm 7 days a week
White Oak Crossing #124
1060 Timber Dr E, Garner, NC, 27529-6913
Lobby Hours: M-F 8:30am - 5:30pm; Saturday 9am-1pm Teller Hours: 7:00am - 7:00pm 7 days a week
IBM Bldg. 500 (CPL) #115
IBM Bldg 500, Durham, NC, 27703
Lobby Hours: M-F 8:00am - 5:00pm Teller Hours: 7:00am - 7:00pm 7 days a week
12 more locations not shown.