Bessemer City, NC · Federal Credit Union · Chartered in NC
Who can join
Community — open geographic area
Members
1,619
Net Worth Ratio
14.07%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$15.8M
Total Shares
$13.5M
Total Loans
$12.1M
Net Income
$5K
Net Worth Ratio
14.07%
≥7% = Well Capitalized
Members
1,619
Return on Assets
0.03%
annualized · >0.5% healthy
Delinquency Rate (60d+)
2.55%
$309K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
LITHIUM FEDERAL CU
119 W PENNSYLVANIA AVE, BESSEMER CITY, NC, 28016-2635
9:00 AM TO 5:00 PM M-F
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<a href="https://bankscorer.com/credit-union/lithium" target="_blank" rel="noopener">View LITHIUM on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 89.6%· healthy range 60–80%