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This institution is no longer active

Operations ceased on November 30, 2017. CRA examination history below reflects the period it was active.

PARK STERLING BANK

CHARLOTTE, NC · Supervised by FDIC

Est. 2006FDIC #58,408RSSD: FDIC-58408
Part ofPARK STERLING CORP→ View all charters
Satisfactory Same

Current rating · Exam: November 2017

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.14%

Institution Profile

FDIC BankFind

Address

1043 E. Morehead Street, Suite 201, CHARLOTTE, NC

County

Mecklenburg County

Established

October 25, 2006

Total Assets

$3.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2017

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 8 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2017Call Report / FDIC

Total Assets

$3.2B

Total Deposits

$2.5B

Net Loans

$2.4B

Net Income

$28M

ROA

1.14%

ROE

8.95%

Risk-Based Capital

13.89%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 2009

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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