Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.5B
Total Deposits
$1.2B
Net Loans
$1.2B
Net Income
$3M
ROA
0.77%
Below avg for Community banks. Peer avg: 0.90%
ROE
8.99%
Risk-Based Capital
11.87%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 645 | 85.58% | 2.95% |
| 2023 | 723 | 83.13% | 4.43% |
| 2022 | 1,113 | 83.47% | 1.62% |
| 2021 | 1,922 | 84.96% | 2.03% |
| 2020 | 2,628 | 85.81% | 2.82% |
| 2019 | 1,565 | 83.19% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2014 | Satisfactory | Intermediate Small Bank |
| Aug 2011 | Satisfactory | Intermediate Small Bank |
| Jun 2008 | Satisfactory | Intermediate Small Bank |
1 previous rating locked — back to 2002
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
7
Branch Deposits
$1.1B
1-Year Change
0
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/north-state-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 1.66% |
| 2018 | 2,597 | 78.36% | 1.93% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red