🏦Bank Scorer

This institution is no longer active

Operations ceased on October 1, 2017. CRA examination history below reflects the period it was active.

ASHEVILLE SAVINGS BANK, S.S.B.

ASHEVILLE, NC · Supervised by FDIC

Est. 1936FDIC #29,663RSSD: FDIC-29663
Part ofASB BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: September 2017

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.28%

Institution Profile

FDIC BankFind

Address

11 Church Street, ASHEVILLE, NC

County

Buncombe County

Established

March 1, 1936

Total Assets

$796M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2017

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 8 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2017Call Report / FDIC

Total Assets

$796M

Total Deposits

$684M

Net Loans

$615M

Net Income

$-7,648K

ROA

-1.28%

ROE

-11.72%

Risk-Based Capital

14.79%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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