MOUNT OLIVE, NC · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$5.3B
Total Deposits
$4.8B
Net Loans
$3.4B
Net Income
$12M
ROA
0.89%
Below avg for Community banks. Peer avg: 0.90%
ROE
10.90%
Risk-Based Capital
14.07%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,705 | 77.65% | 13.67% |
| 2023 | 1,909 | 77.58% | 12.83% |
| 2022 | 2,584 | 84.52% | 7.66% |
| 2021 | 2,987 | 83.53% | 7.47% |
| 2020 | 3,210 | 84.98% | 6.85% |
| 2019 | 1,664 | 84.98% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2024 | Satisfactory | Large Bank |
| Jul 2021 | Satisfactory | Large Bank |
| Oct 2018 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1993
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Total Branches
56
Branch Deposits
$4.5B
1-Year Change
-1
5-year net change: -7 branches
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Preview:
| 7.03% |
| 2018 | 1,364 | 84.24% | 9.38% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red