Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$156M
Total Deposits
$106M
Net Loans
$130M
Net Income
$172K
ROA
0.45%
Above avg for Small banks. Peer avg: 0.44%
ROE
3.61%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 70 | 78.57% | 8.57% |
| 2023 | 42 | 88.1% | 4.76% |
| 2022 | 83 | 83.13% | 6.02% |
| 2021 | 90 | 93.33% | 4.44% |
| 2020 | 95 | 89.47% | 5.26% |
| 2019 | 65 | 93.85% | 0.00% |
This is the only examination on record for this bank.
Total Branches
1
Branch Deposits
$96M
1-Year Change
0
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red