Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.4B
Total Deposits
$3.0B
Net Loans
$2.7B
Net Income
$7M
ROA
0.83%
Below avg for Community banks. Peer avg: 0.90%
ROE
6.84%
Risk-Based Capital
12.39%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 140 | 82.14% | 5.71% |
| 2023 | 141 | 81.56% | 4.26% |
| 2022 | 175 | 86.29% | 4.57% |
| 2021 | 190 | 88.42% | 7.37% |
| 2020 | 145 | 86.21% | 6.90% |
| 2019 | 100 | 75% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Intermediate Small Bank |
| Mar 2022 | Satisfactory | Intermediate Small Bank |
| May 2019 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2003
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Total Branches
9
Branch Deposits
$2.9B
1-Year Change
0
5-year net change: +6 branches
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Preview:
| 2018 | 93 | 82.8% | 5.38% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red