Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$358M
Total Deposits
$290M
Net Loans
$201M
Net Income
$811K
ROA
0.92%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.41%
Risk-Based Capital
39.94%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 137 | 65.69% | 16.79% |
| 2023 | 148 | 70.95% | 13.51% |
| 2022 | 150 | 75.33% | 15.33% |
| 2021 | 167 | 69.46% | 14.37% |
| 2020 | 263 | 71.48% | 14.45% |
| 2019 | 163 | 66.87% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2022 | Satisfactory | Small Bank |
| Nov 2019 | Satisfactory | Small Bank |
| Jun 2014 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1993
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
2
Branch Deposits
$276M
1-Year Change
0
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/roxboro-savings-bank-ssb" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 17.79% |
| 2018 | 164 | 67.07% | 20.73% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red