Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$560M
Total Deposits
$494M
Net Loans
$233M
Net Income
$1M
ROA
0.82%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.92%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 89 | 98.88% | 0.00% |
| 2023 | 87 | 93.1% | 2.30% |
| 2022 | 109 | 94.5% | 0.92% |
| 2021 | 126 | 93.65% | 3.17% |
| 2020 | 131 | 95.42% | 1.53% |
| 2019 | 169 | 94.08% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2024 | Satisfactory | Intermediate Small Bank |
| Apr 2021 | Satisfactory | Intermediate Small Bank |
| Aug 2018 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1990
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Total Branches
14
Branch Deposits
$466M
1-Year Change
-1
5-year net change: -1 branches
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Preview:
| 2018 | 164 | 95.73% | 0.61% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red