Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$873M
Total Deposits
$800M
Net Loans
$687M
Net Income
$3M
ROA
1.28%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.28%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 116 | 88.79% | 5.17% |
| 2023 | 148 | 88.51% | 4.73% |
| 2022 | 126 | 85.71% | 6.35% |
| 2021 | 158 | 90.51% | 4.43% |
| 2020 | 161 | 89.44% | 2.48% |
| 2019 | 146 | 86.99% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2024 | Satisfactory | Intermediate Small Bank |
| Nov 2020 | Satisfactory | Intermediate Small Bank |
| Jun 2018 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1993
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Total Branches
11
Branch Deposits
$662M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 80 | 80% | 11.25% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red