BLACK MOUNTAIN, NC · Supervised by FDIC
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$43M
Total Deposits
$37M
Net Loans
$27M
Net Income
$-24K
ROA
-0.23%
Below avg for Small banks. Peer avg: 0.44%
ROE
-1.87%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2020 | Satisfactory | Small Bank |
| Oct 2014 | Satisfactory | Small Bank |
| Mar 2009 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1994
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Exam dates and details are paywalled
Total Branches
1
Branch Deposits
$37M
1-Year Change
0
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