Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$623M
Total Deposits
$550M
Net Loans
$526M
Net Income
$3M
ROA
2.17%
Above avg for Small banks. Peer avg: 0.44%
ROE
20.32%
Risk-Based Capital
13.72%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 89 | 77.53% | 11.24% |
| 2023 | 84 | 76.19% | 9.52% |
| 2019 | 67 | 100% | 0.00% |
| 2018 | 88 | 63.64% | 19.32% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Intermediate Small Bank |
| Apr 2019 | Satisfactory | Small Bank |
| Sep 2013 | Satisfactory | Small Bank |
1 previous rating locked — back to 2011
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Total Branches
3
Branch Deposits
$468M
1-Year Change
+1
5-year net change: -1 branches
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