Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$4.5B
Total Deposits
$4.0B
Net Loans
$2.8B
Net Income
$19M
ROA
1.72%
Above avg for Community banks. Peer avg: 0.90%
ROE
17.34%
Risk-Based Capital
17.50%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 7,281 | 68.2% | 14.71% |
| 2022 | 9,440 | 68.7% | 12.33% |
| 2021 | 13,959 | 74.01% | 6.15% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2026 | Satisfactory | Large Bank |
| Oct 2022 | Satisfactory | Large Bank |
| Oct 2019 | Satisfactory | Large Bank |
10 previous ratings locked — back to 1991
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Total Branches
53
Branch Deposits
$3.9B
1-Year Change
-1
5-year net change: -1 branches
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