Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$235.5B
Total Deposits
$171.4B
Net Loans
$148.3B
Net Income
$559M
ROA
0.96%
Below avg for Large banks. Peer avg: 1.37%
ROE
9.55%
Risk-Based Capital
13.59%
Below avg for Large banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Large peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 22,972 | 66% | 21.22% |
| 2023 | 23,123 | 66.19% | 20.78% |
| 2022 | 27,858 | 68.55% | 18.64% |
| 2021 | 30,693 | 69.09% | 17.99% |
| 2020 | 31,171 | 64.73% | 20.09% |
| 2019 | 26,035 | 69.23% |
Last 12 Months
253
Since 2018
1,220
all complaints on record
Monetary Relief
16%
% of complaints where company provided monetary relief
Untimely Response
0.1%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2023 | Satisfactory | Large Bank |
| Nov 2019 | Satisfactory | Large Bank |
| Feb 2017 | Satisfactory | Large Bank |
8 previous ratings locked — back to 1992
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Total Branches
524
Branch Deposits
$160.3B
1-Year Change
-16
5-year net change: -44 branches
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Preview:
| 21.01% |
| 2018 | 24,305 | 68.45% | 20.68% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Large bank avg: 31.66% · above-average shown in red
Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 18 | 0 |
| September 2025 | 15 | 0 |
| October 2025 | 20 | 0 |
| November 2025 | 24 | 2 |
| December 2025 | 19 | 1 |
| January 2026 | 32 | 2 |
| February 2026 | 14 | 2 |
| March 2026 | 28 | 2 |
| April 2026 | 27 | 0 |
| May 2026 | 21 | 0 |
| June 2026 | 21 | 0 |
Data through Jun 2026.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.