Banks & credit unions · Search North Carolina banks
67 rated banks · 57 credit unions
North Carolina has 67 banks with a current CRA rating and 57 active credit unions regulated by the NCUA. 9 earned Outstanding, 1 needs to improve.
Outstanding
9
13.4%
Satisfactory
57
85.1%
Needs to Improve
1
1.5%
Substantial Noncompliance
0
0.0%
NCUA 5300 Call Report · CRA-exempt
BANK OF GRANITE
ClosedCHARLOTTE, NC · FDIC · Apr 2010
GREAT STATE BANK
ClosedWILKESBORO, NC · FDIC · Feb 2010
THE BANK OF ASHEVILLE
ClosedASHEVILLE, NC · FDIC · Feb 2010
KEYSOURCE COMMERCIAL BANK
ClosedDURHAM, NC · FDIC · Nov 2009
CITIZENS SOUTH BANK
ClosedGASTONIA, NC · OTS · Aug 2009
PARKWAY BANK
ClosedLENOIR, NC · FDIC · Apr 2009
COOPERATIVE BANK
ClosedWILMINGTON, NC · FDIC · Feb 2009
AMERICAN COMMUNITY BANK
ClosedMONROE, NC · FDIC · Jan 2009
WAKE FOREST FS & LA
ClosedWAKE FOREST, NC · OTS · Dec 2008
NEW REPUBLIC SAVINGS BANK
ClosedROANOKE RAPIDS, NC · OTS · Dec 2008
CAPE FEAR BANK
ClosedWILMINGTON, NC · FDIC · Dec 2008
PIEDMONT FEDERAL SAVINGS BANK
WINSTON SALEM, NC · OTS · Dec 2008 ⚠
GATEWAY B&TC
ELIZABETH CITY, NC · FRB · Sep 2008 ⚠
BELMONT FS & LA
ClosedBELMONT, NC · OTS · Jun 2008
MORGANTON FS & LA
ClosedMORGANTON, NC · OTS · Feb 2008
CHERRYVILLE FS & LA
ClosedCHERRYVILLE, NC · OTS · Feb 2008
ANSON BANK & TRUST CO.
ClosedWADESBORO, NC · FDIC · Jun 2007
TRISTONE COMMUNITY BANK
ClosedWINSTON SALEM, NC · FDIC · Apr 2007
UNITED COMMUNITY BANK
ClosedMURPHY, NC · FDIC · Oct 2006
NEW CENTURY BANK SOUTH
ClosedFAYETTEVILLE, NC · FDIC · Oct 2006
FNB SOUTHEAST
ClosedREIDSVILLE, NC · FRB · Jul 2006
CAROLINA COMMERCE BANK
ClosedGASTONIA, NC · FDIC · Jun 2006
FIRST GASTON BANK OF NORTH CAROLINA
ClosedGASTONIA, NC · FDIC · Jun 2006
BLUE RIDGE SAVINGS BANK, INC.
ClosedASHEVILLE, NC · OTS · Apr 2006
FIRST CHARTER BK
CHARLOTTE, NC · FRB · Mar 2006 ⚠
LONGLEAF COMMUNITY BANK
ClosedROCKINGHAM, NC · FDIC · Feb 2006
CABARRUS BANK & TRUST COMPANY
ClosedCONCORD, NC · FDIC · Sep 2005
ALAMANCE BANK
ClosedGRAHAM, NC · FDIC · Jul 2005
THE SCOTTISH BANK
ClosedCHARLOTTE, NC · FDIC · Jul 2005
SOUTHERN CMNTY B&TC
WINSTON-SALEM, NC · FRB · Jun 2005 ⚠
CATAWBA VALLEY BANK
ClosedHICKORY, NC · FDIC · Jan 2005
PORT CITY CAPITAL BANK
ClosedWILMINGTON, NC · FDIC · Dec 2004
HOME SAVINGS BANK, SSB OF EDEN
ClosedEDEN, NC · FDIC · May 2004
BANK OF STANLY
ALBEMARLE, NC · FDIC · Apr 2004 ⚠
ROWAN SAVINGS BANK, SSB, INC.
ClosedCHINA GROVE, NC · FDIC · Jan 2004
CARDINAL STATE BANK
ClosedDURHAM, NC · FDIC · Nov 2003
1ST STATE BANK
ClosedBURLINGTON, NC · FDIC · Sep 2003
STERLINGSOUTH BANK & TRUST COMPANY
ClosedGREENSBORO, NC · FDIC · Dec 2002
U.S. TRUST COMPANY OF NORTH CAROLINA
ClosedGREENSBORO, NC · FDIC · Dec 2002
FIRST COMMERCE BANK
ClosedCHARLOTTE, NC · FDIC · Sep 2002
MUTUAL COMMUNITY SAVINGS BANK, SSB
ClosedDURHAM, NC · FDIC · Jul 2002
PROGRESSIVE STATE BANK
ClosedLUMBERTON, NC · FDIC · May 2002
TRINITY BANK
ClosedMONROE, NC · FDIC · Mar 2002
CENTENNIAL BANK
ClosedSOUTHERN PINES, NC · FDIC · Feb 2002
GATEWAY BANK & TRUST COMPANY
ClosedELIZABETH CITY, NC · FDIC · Apr 2001
HIGH COUNTRY BANK
ClosedBOONE, NC · FDIC · Oct 2000
CENTRAL CAROLINA BANK AND TRUST COMPANY
ClosedDURHAM, NC · FDIC · Aug 2000
HIGH STREET BANKING COMPANY
ClosedASHEVILLE, NC · FDIC · Feb 2000
WACCAMAW BANK
ClosedWHITEVILLE, NC · FDIC · Feb 2000
FIRST WESTERN BANK
ClosedBURNSVILLE, NC · FDIC · Jan 2000
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
BANK OF GRANITEClosed | CHARLOTTE | FDIC | $667M | Apr 2010 | Satisfactory |
GREAT STATE BANKClosed | WILKESBORO | FDIC | $144M | Feb 2010 | Satisfactory |
THE BANK OF ASHEVILLEClosed | ASHEVILLE | FDIC | $205M | Feb 2010 | Satisfactory |
Raleigh · Federal Credit Union
$6.2B
345,251 members
| Credit Union | City | Members | Total Assets | Net Worth | Field of Membership |
|---|---|---|---|---|---|
| Raleigh | 2,978,851 | $59.8B | 9.98% | State Credit Union | |
CIVIC LICU | Raleigh | 349,847 | $3.2B | 6.68% | Federal Credit Union |
COASTAL LICU | Raleigh | 345,251 | $6.2B | 9.62% | Federal Credit Union |
TRULIANT LICU | Winston Salem | 333,731 | $5.5B | 10.53% | Federal Credit Union |
ALLEGACY LICU | Winston Salem | 185,077 | $2.6B | 11.34% | Federal Credit Union |
| Durham | 145,117 | $2.4B | 25.90% | Federal Credit Union | |
| Durham | 125,782 | $1.1B | 23.78% | State Credit Union | |
SKYLA LICU | Charlotte | 112,990 | $1.7B | 9.50% | Federal Credit Union |
| Durham | 100,933 | $2.2B | 24.34% | State Credit Union | |
MARINE LICU | Jacksonville | 77,115 | $1.1B | 10.47% | Federal Credit Union |
MEMBERS LICU | Winston Salem | 47,453 | $481.8M | 14.35% | State Credit Union |
| Canton | 36,123 | $555.1M | 11.87% | State Credit Union | |
FORT BRAGG LICU | Fayetteville | 35,348 | $682.8M | 12.45% | Federal Credit Union |
| Candler | 34,980 | $424.5M | 12.26% | State Credit Union | |
| Charlotte | 31,566 | $514.4M | 14.67% | Federal Credit Union | |
MOUNTAIN LICU | Waynesville | 31,225 | $370.2M | 11.11% | State Credit Union |
SUMMIT LICU | Greensboro | 30,746 | $369.4M | 15.16% | State Credit Union |
| Winston Salem | 27,779 | $382.5M | 8.35% | State Credit Union | |
FIRST FLIGHT LICU | Cary | 20,560 | $278.1M | 11.08% | Federal Credit Union |
DUKE UNIVERSITY LICU | Durham | 15,561 | $204.8M | 10.51% | Federal Credit Union |
LION'S SHARE LICU | Salisbury | 12,578 | $65.9M | 3.10% | Federal Credit Union |
AMERICAN PARTNERS LICU | Reidsville | 11,303 | $106.6M | 10.48% | Federal Credit Union |
NOVA LICU | Charlotte | 11,107 | $120.6M | 17.58% | State Credit Union |
| Rtp | 9,312 | $143.9M | 7.98% | Federal Credit Union | |
BRAGG MUTUAL LICU | Fayetteville | 9,152 | $130.4M | 8.26% | Federal Credit Union |
CAROLINA COOPERATIVE LICU | Charlotte | 8,490 | $47.3M | 13.84% | Federal Credit Union |
CAROLINA LICU | Cherryville | 7,435 | $84.9M | 10.44% | Federal Credit Union |
ELECTEL COOPERATIVE LICU | Raleigh | 7,381 | $66.5M | 12.93% | Federal Credit Union |
TELCO LICU | Tarboro | 6,645 | $53.5M | 12.47% | State Credit Union |
WELCOME LICU | Morrisville | 6,330 | $93.8M | 12.73% | Federal Credit Union |
VISION FINANCIAL LICU | Durham | 6,064 | $60.3M | 16.25% | Federal Credit Union |
| Goldsboro | 5,869 | $102.7M | 11.06% | Federal Credit Union | |
REVITY LICU | Greensboro | 5,866 | $82.9M | 8.09% | Federal Credit Union |
HEALTHSHARE LICU | Greensboro | 5,727 | $50.2M | 13.50% | State Credit Union |
WEYCO COMMUNITY LICU | Plymouth | 5,691 | $114.6M | 9.92% | State Credit Union |
ACCLAIM LICU | Greensboro | 5,053 | $58.9M | 12.98% | Federal Credit Union |
SHUFORD LICU | Hickory | 4,374 | $36.3M | 13.42% | Federal Credit Union |
| Waynesville | 4,038 | $94.2M | 17.14% | State Credit Union | |
| Kinston | 3,833 | $14.3M | 12.72% | State Credit Union | |
| Winston Salem | 3,380 | $29.9M | 7.95% | State Credit Union | |
| Charlotte | 3,036 | $30.6M | 11.26% | State Credit Union | |
| Charlotte | 3,016 | $54.5M | 14.15% | State Credit Union | |
| Catawba | 2,841 | $31.5M | 17.95% | State Credit Union | |
MCDOWELL CORNERSTONE LICU | Marion | 2,687 | $37.2M | 17.91% | State Credit Union |
| Goldsboro | 2,163 | $33.7M | 8.63% | State Credit Union | |
HSM LICU | Hickory | 2,137 | $5.8M | 13.31% | Federal Credit Union |
OTEEN V. A. LICU | Asheville | 2,109 | $34.8M | 12.37% | Federal Credit Union |
TCP LICU | Rural Hall | 2,099 | $16.0M | 16.88% | State Credit Union |
LITHIUM LICU | Bessemer City | 1,619 | $15.8M | 14.07% | Federal Credit Union |
ALLVAC SAVINGS AND LICU | Monroe | 1,464 | $9.3M | 17.60% | State Credit Union |
| DURHAM | FDIC | $183M | Nov 2009 | Satisfactory |
CITIZENS SOUTH BANKClosed | GASTONIA | OTS | $938M | Aug 2009 | Satisfactory |
PARKWAY BANKClosed | LENOIR | FDIC | $110M | Apr 2009 | Satisfactory |
COOPERATIVE BANKClosed | WILMINGTON | FDIC | $967M | Feb 2009 | Satisfactory |
AMERICAN COMMUNITY BANKClosed | MONROE | FDIC | $539M | Jan 2009 | Satisfactory |
WAKE FOREST FS & LAClosed | WAKE FOREST | OTS | — | Dec 2008 | Satisfactory |
| ROANOKE RAPIDS | OTS | — | Dec 2008 | Satisfactory |
CAPE FEAR BANKClosed | WILMINGTON | FDIC | $492M | Dec 2008 | Satisfactory |
| WINSTON SALEM | OTS | $1.3B | Dec 2008⚠ | Satisfactory |
| ELIZABETH CITY | FRB | — | Sep 2008⚠ | Satisfactory |
BELMONT FS & LAClosed | BELMONT | OTS | — | Jun 2008 | Satisfactory |
MORGANTON FS & LAClosed | MORGANTON | OTS | — | Feb 2008 | Satisfactory |
CHERRYVILLE FS & LAClosed | CHERRYVILLE | OTS | — | Feb 2008 | Satisfactory |
ANSON BANK & TRUST CO.Closed | WADESBORO | FDIC | $64M | Jun 2007 | Satisfactory |
TRISTONE COMMUNITY BANKClosed | WINSTON SALEM | FDIC | $165M | Apr 2007 | Satisfactory |
UNITED COMMUNITY BANKClosed | MURPHY | FDIC | $1.2B | Oct 2006 | Satisfactory |
NEW CENTURY BANK SOUTHClosed | FAYETTEVILLE | FDIC | $216M | Oct 2006 | Satisfactory |
FNB SOUTHEASTClosed | REIDSVILLE | FRB | $961M | Jul 2006 | Satisfactory |
CAROLINA COMMERCE BANKClosed | GASTONIA | FDIC | $100M | Jun 2006 | Satisfactory |
| GASTONIA | FDIC | $726M | Jun 2006 | Satisfactory |
| ASHEVILLE | OTS | — | Apr 2006 | Satisfactory |
| CHARLOTTE | FRB | — | Mar 2006⚠ | Satisfactory |
LONGLEAF COMMUNITY BANKClosed | ROCKINGHAM | FDIC | $63M | Feb 2006 | Satisfactory |
| CONCORD | FDIC | $126M | Sep 2005 | Satisfactory |
ALAMANCE BANKClosed | GRAHAM | FDIC | $160M | Jul 2005 | Satisfactory |
THE SCOTTISH BANKClosed | CHARLOTTE | FDIC | $270M | Jul 2005 | Satisfactory |
| WINSTON-SALEM | FRB | — | Jun 2005⚠ | Satisfactory |
CATAWBA VALLEY BANKClosed | HICKORY | FDIC | $440M | Jan 2005 | Satisfactory |
PORT CITY CAPITAL BANKClosed | WILMINGTON | FDIC | $211M | Dec 2004 | Satisfactory |
| EDEN | FDIC | $107M | May 2004 | Satisfactory |
| ALBEMARLE | FDIC | $1.2B | Apr 2004⚠ | Satisfactory |
| CHINA GROVE | FDIC | $164M | Jan 2004 | Satisfactory |
CARDINAL STATE BANKClosed | DURHAM | FDIC | $198M | Nov 2003 | Satisfactory |
1ST STATE BANKClosed | BURLINGTON | FDIC | $370M | Sep 2003 | Satisfactory |
| GREENSBORO | FDIC | $169M | Dec 2002 | Satisfactory |
| GREENSBORO | FDIC | $125M | Dec 2002 | Satisfactory |
FIRST COMMERCE BANKClosed | CHARLOTTE | FDIC | $189M | Sep 2002 | Satisfactory |
| DURHAM | FDIC | $64M | Jul 2002 | Satisfactory |
PROGRESSIVE STATE BANKClosed | LUMBERTON | FDIC | $63M | May 2002 | Satisfactory |
TRINITY BANKClosed | MONROE | FDIC | $164M | Mar 2002 | Satisfactory |
CENTENNIAL BANKClosed | SOUTHERN PINES | FDIC | $64M | Feb 2002 | Satisfactory |
| ELIZABETH CITY | FDIC | $2.2B | Apr 2001 | Satisfactory |
HIGH COUNTRY BANKClosed | BOONE | FDIC | $184M | Oct 2000 | Satisfactory |
| DURHAM | FDIC | $10.8B | Aug 2000 | Satisfactory |
| ASHEVILLE | FDIC | $161M | Feb 2000 | Satisfactory |
WACCAMAW BANKClosed | WHITEVILLE | FDIC | $533M | Feb 2000 | Satisfactory |
FIRST WESTERN BANKClosed | BURNSVILLE | FDIC | $97M | Jan 2000 | Satisfactory |