This institution is no longer active

Operations ceased on August 30, 2003. CRA examination history below reflects the period it was active.

CENTENNIAL BANK

SOUTHERN PINES, NC · Supervised by FDIC

Est. 2000FDIC #35,283RSSD: FDIC-35283

Satisfactory

Current rating · Exam: February 2002

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.68%

Institution Profile

FDIC BankFind

Address

185 West Morganton Road, SOUTHERN PINES, NC

County

Moore County

Established

January 24, 2000

Total Assets

$64M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2002

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2003Call Report / FDIC

Total Assets

$64M

Total Deposits

$56M

Net Loans

$56M

Net Income

$205K

ROA

0.68%

ROE

7.55%

Risk-Based Capital

11.41%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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