This institution is no longer active

Operations ceased on December 6, 2002. CRA examination history below reflects the period it was active.

HIGH STREET BANKING COMPANY

ASHEVILLE, NC · Supervised by FDIC

Est. 1997FDIC #34,472RSSD: FDIC-34472

Part ofHIGH STREET CORP→ View all charters

Satisfactory

Current rating · Exam: February 2000

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.02%

Institution Profile

FDIC BankFind

Address

1310 Hendersonville Road, ASHEVILLE, NC

County

Buncombe County

Established

August 25, 1997

Total Assets

$161M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2000

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2002Call Report / FDIC

Total Assets

$161M

Total Deposits

$134M

Net Loans

$126M

Net Income

$24K

ROA

0.02%

ROE

0.21%

Risk-Based Capital

11.06%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/f6c525e8-6237-4db2-b0b3-a03af09d8622"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: