This institution is no longer active

Operations ceased on July 31, 2003. CRA examination history below reflects the period it was active.

U.S. TRUST COMPANY OF NORTH CAROLINA

GREENSBORO, NC · Supervised by FDIC

Est. 1984FDIC #91,309RSSD: FDIC-91309

Part ofCHARLES SCHWAB CORP THE→ View all charters

Satisfactory

Current rating · Exam: December 2002

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.40%

Institution Profile

FDIC BankFind

Address

301 North Elm Street, Suite 900, GREENSBORO, NC

County

Guilford County

Established

January 1, 1984

Total Assets

$125M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2002

Exam Type

Wholesale/Limited Purpose

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2003Call Report / FDIC

Total Assets

$125M

Total Deposits

$57M

Net Loans

$21M

Net Income

$-245K

ROA

-0.40%

ROE

-0.74%

Risk-Based Capital

18.92%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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