This institution is no longer active

Operations ceased on October 15, 2009. CRA examination history below reflects the period it was active.

CAROLINA COMMERCE BANK

GASTONIA, NC · Supervised by FDIC

Est. 2004FDIC #57,717RSSD: FDIC-57717

Part ofTD Bank, N.A.→ View all charters

Satisfactory

Current rating · Exam: June 2006

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.74%

Institution Profile

FDIC BankFind

Address

534 South New Hope Road, GASTONIA, NC

County

Gaston County

Established

June 20, 2004

Total Assets

$100M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2006

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2009Call Report / FDIC

Total Assets

$100M

Total Deposits

$87M

Net Loans

$75M

Net Income

$-2,106K

ROA

-2.74%

ROE

-30.76%

Risk-Based Capital

11.01%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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