This institution is no longer active
Operations ceased on June 20, 2009. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$967M
Total Deposits
$768M
Net Loans
$819M
Net Income
$1M
ROA
0.49%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.24%
Risk-Based Capital
6.06%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 115 | 74.78% | 9.57% |
| 2020 | 320 | 85.63% | 1.56% |
| 2019 | 191 | 83.25% | 2.62% |
| 2018 | 169 | 84.62% | 3.55% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2009 | Satisfactory | Intermediate Small Bank |
| Dec 2005 | Satisfactory | Large Bank |
| Dec 2002 | Satisfactory | Large Bank |
4 previous ratings locked — back to 1993
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Address
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Established
Total Assets