This institution is no longer active

Operations ceased on March 29, 2008. CRA examination history below reflects the period it was active.

NEW CENTURY BANK SOUTH

FAYETTEVILLE, NC · Supervised by FDIC

Est. 2004FDIC #57,609RSSD: FDIC-57609

Part ofSELECT BCORP INC→ View all charters

Satisfactory

Current rating · Exam: October 2006

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.14%

Institution Profile

FDIC BankFind

Address

2818 Raeford Road, FAYETTEVILLE, NC

County

Cumberland County

Established

January 2, 2004

Total Assets

$216M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2006

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2007Call Report / FDIC

Total Assets

$216M

Total Deposits

$181M

Net Loans

$166M

Net Income

$2M

ROA

1.14%

ROE

8.48%

Risk-Based Capital

11.89%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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