This institution is no longer active

Operations ceased on July 21, 2006. CRA examination history below reflects the period it was active.

STERLINGSOUTH BANK & TRUST COMPANY

GREENSBORO, NC · Supervised by FDIC

Est. 2000FDIC #35,570RSSD: FDIC-35570

Satisfactory

Current rating · Exam: December 2002

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.82%

Institution Profile

FDIC BankFind

Address

1110 Dover Road, GREENSBORO, NC

County

Guilford County

Established

October 16, 2000

Total Assets

$169M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2002

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2006Call Report / FDIC

Total Assets

$169M

Total Deposits

$139M

Net Loans

$136M

Net Income

$668K

ROA

0.82%

ROE

9.96%

Risk-Based Capital

11.06%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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