This institution is no longer active

Operations ceased on June 16, 2007. CRA examination history below reflects the period it was active.

PORT CITY CAPITAL BANK

WILMINGTON, NC · Supervised by FDIC

Est. 2002FDIC #57,350RSSD: FDIC-57350

Part ofCRESCENT FINANCIAL CORP→ View all charters

Satisfactory

Current rating · Exam: December 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.24%

Institution Profile

FDIC BankFind

Address

1508 Military Cutoff Road, Suite 100, WILMINGTON, NC

County

New Hanover County

Established

July 1, 2002

Total Assets

$211M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2004

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2007Call Report / FDIC

Total Assets

$211M

Total Deposits

$166M

Net Loans

$150M

Net Income

$620K

ROA

1.24%

ROE

5.83%

Risk-Based Capital

10.51%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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